If performed wisely, “splurging” with your money will help keep you sane, happy, and believe it or not, financially disciplined.\u00a0 This may seem like somewhat of a paradox, but I will show you a method of spending that allows you to maintain all of the aforementioned qualities, while also keeping your budget in tact.<\/p>\n
Every once in awhile you will get that urge to just go out and spend money; for some it happens more often than for others.\u00a0 My advice to you is to fight<\/em> that urge to run wild, and instead be disciplined in your efforts.\u00a0 If you must<\/em> splurge, direct your money only to your most meaningful material goods.\u00a0 This helps you remain passionate about these items and prevents you from, well, truly “splurging.”<\/p>\n Let\u2019s do an exercise to show you what I\u2019m talking about.\u00a0 Take a couple minutes to think of the top 5 material goods that you value the most.\u00a0 Write them down if you have to.\u00a0 When you\u2019re ready, keep reading.<\/p>\n If you had no trouble thinking of 5 things, you definitely need to budget your life.\u00a0 I bet you spent most of your time deliberating what got that final fifth spot.\u00a0 Well it doesn\u2019t matter anymore\u2014slash the bottom two off the list, leaving you with only three.\u00a0 Here\u2019s my list:<\/p>\n To be honest I had trouble just coming up with three.\u00a0 These three goods represent the items that you should spend a little extra money on when you want to splurge.\u00a0 Ignore the rest of the items that didn\u2019t make the cut.\u00a0 Keep your list short, simple, and valuable.\u00a0 By maintaining this discipline, you are not just splurging, but instead spending extra money on the causes that boost your happiness the most.<\/p>\n Even the most frugal people will have a couple material goods they place a high value on\u2014these items should not be compromised because of money, because once you lose your passion for them, you lose sight of what makes you happy.<\/p>\n The last issue is where this money will be coming from.\u00a0 If you already have a budget it should be easy for you to see where your extra funds lie.\u00a0 If not, GET A BUDGET!<\/a> And if you have a budget and still can’t see how much you’ll be saving by the end of the year, or don’t know where you are underspending, I highly recommend using BudgeX<\/a> as your personal finance tool.\u00a0 Once you have this process locked down, you won’t ever have to second guess yourself when thinking about impulse shopping.\u00a0 May the force be with you!<\/p>\n Your BudgeX Bargain:<\/strong> A FREE 20-ounce smoothie from Smoothie King <\/a>when you sign up for their mailing list.<\/p>\n\n
Keep Your Money Close, and Your Passions Closer<\/h3>\n